There are many moving parts when it comes to purchasing a home. We make sure our clients are educated and informed every step of the way.

Mortgage Education

The WB Mortgage Team is ready and willing to answer all of your questions. Here are some basic mortgage terms every homebuyer should be familiar with.

Mortgage payment

This is the sum of the “PITI”, or: Principle, Interest, Taxes, and Insurance

Mortgage qualification

This is determined by the home buyer’s Credit, Income and Assets

Mortgage insurance

This is needed when you put down less than 20% of the purchase price of the home.

Mortgage pre-approval

This should be done before you start shopping for a home to expedite the process.

Building equity through home ownership.

We guide you as you prepare for the process of loan pre-approval, loan approval, and closing.